HP Finance

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Hire Purchase (HP)

A simple way of financing that gives you a fixed interest rate and fixed monthly payments throughout the agreement. Your deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your current car and use this towards the initial deposit, or, just put down a cash deposit.

What happens next?

The dealer will structure the agreement duration, the available deposit and your monthly budget to ensure it meets your individual requirements.

After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees.

The interest rate is fixed so you will repay the same amount each month and throughout the term of the agreement.*

Once all the regular payments have been paid, the car is yours.*

Features & Benefits

• Fixed monthly repayments
• Deposit that suits you
• Ownership of vehicle
• No mileage restrictions
• Option to settle the loan early

*Subject to any document fees or options to purchase fees, this may vary from lender to lender.